OUR PASSION

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EDUCATING YOUNG MDs ABOUT THE ENTIRE MORTGAGE & HOME BUYING PROCESS IS WHAT I’M PASSIONATE ABOUT.w-2nd-img

Every time I’m able to save young doctors, attorneys, accountants and dentists from wasted time, heartache, and money on their new mortgage & home purchase, I love it. A little education in a 10-15 minute phone call goes a long way… and can save a lot of heartache and aggravation down the road.

I want the very best for you, just like I would my family, as long as it makes sense. Once I have the facts, I can help you decide whether buying makings sense, if you can qualify, where you can get the best loan and rates, and which realtor will be best suited to help you locally.

WHAT WE DO

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EXPERTS IN SPECIAL MORTGAGES FOR MDs, DDs, JDs & CPAs

MDs, DDS, JDs & CPAs, despite terrific income, face challenges when trying to buy a home. (limited savings, “self-employment”). Traditional banks and loans require 20% down or PMI. You deserve better! I have personally originated over 1,000 zero and low down payment loans for professionals like you, and we have access to over a dozen lenders and unique loans (zero down… 5% down to $1.5M) that we can refer you to.

Don’t you deserve access to all potential special mortgages available? We’ve served clients in all 50 states. We are especially valuable to clients in high cost areas like California, Washington, New York, Illinois, Connecticut and Massachusetts.

A BOUTIQUE NETWORK OF LOCAL REALTORS WHO UNDERSTAND YOUR UNIQUE CHALLENGES

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Our agents consistently help our clients buy homes with zero or 5% down, often beating other similar offers with 20%-25% down. Choosing an agent with success in this niche can mean the difference between getting the home you want, or continually losing out to offers with larger down payments. Work with a specialist, a team that turns your profession and education into a benefit as a home buyer.

Our Services

HOME BUYING & UNIQUE MORTGAGE SOLUTIONS EXCLUSIVELY FOR MDs, DDS, JDs & CPAs

You’ll get unbiased advice and referrals. As we don’t originate these loans, we have no vested interest in which loan or lender you choose. We can refer you to a dozen lenders with unique loans for professionals. With our knowledge & expertise, we’ll save you time by referring you only to 2-3 lenders that have the best loan product and pricing for you. We also help your offer get accepted, as we’ll educate the seller how strong your approval is, as very few can be approved for these loans. This often turns your offer to buy from a weak one to being the winner. All of this for free.

REALTOR REPRESENTATION

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Just a few select agents qualify to be a part of our network. Client testimonials are proof that our realtors take great care of our professional clients. Experienced and trained in turning negatives (low down payment offers) into a positive, our realtors consistently have our clients bids accepted over others with significant down payments. In fact, we even beat out higher priced offers with significant down-payments. Working with a specialist certainly pays off for our clients. All of this is free.

WHY USE A REALTOR WHO SPECIALIZES
IN MDs, DDS, CPAs, JDs

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As a realtor, specializing in physicians and similar professionals, my team and I have a track record of success for our clients. Unfortunately, many professionals don’t realize the importance of working with a realtor who specialized in MDs, DDS, CPAs, and JDs. And working with a realtor who has access to over a dozen special home loans just for professionals is also critical. A major challenge MDs, DDS, CPAs, and JDs face is they’re often bidding on homes with zero or 5% down, against 20-30% down offers, and sellers and their realtors are skeptical, usually accepting larger down payment offers.

Specializing in MDs, DDS, CPAs, and JDs homebuyers, we are able to educate sellers and their realtors on the unique nature of our professional clients and the special mortgages they’re using. In many cases, once we’ve educated the sellers on the strength of our unique professional clients, we often get offers accepted over other offers with considerable down payments. Working with a specialist can often be the difference in getting your offer accepted or losing out to another buyer!

The right home & right mortgage

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WHY THEY’RE BOTH CRITICAL

The right mortgage and home purchase can significantly improve your wealth building, lower your taxes, enable you to use leverage, and free your capital for retirement and investments.

Consultation

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HOW CAN WE HELP YOU TODAY?

About 75% of our consults are in the evening or on the weekends, usually a 15-20 minute conversation. We know you’re busy, and are happy to accommodate our client’s hectic schedules. It’s often critical to have a 10 minute conversation 6-9 months before buying, to insure that you know what to do and not do over the next 6 months. Mortgage applications and approval can be tricky, and we want to make sure you’re in the driver’s seat, instead of having to “pray” for an approval and great rates. We’d much rather you have a choice of lenders, loans and rates, instead of just hoping even 1 lender will approve you.

Contact Us

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BILL GRUBB

McConnin & Company Realty

760-431-2599

wmgrubb@gmail.com

License CA BRE# 01080743

2002 Jimmy Durante Blvd #122 Del Mar, CA 92014

Loans provided by lenders… NMLS # 303929, 104827, 595241, 324487, 659262, 342850, 436006, 546553, 118354

Success Stories

 

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Los Angeles MD $1.2M, Self Employed, Only 5% Savings for Down Payment
$875K home purchase in Carmel Valley with only 5% Down, No PMI
Irvine $1.4M, 2 1099 DDS, Other Realtors couldn’t get Loan Approval
San Diego MD $1.125M,minimal savings, Used zero of own money
No savings at all, $929k home purchase in Danville
San Francisco 1099 ER MD, Condo, 5% Down, Other Realtor/Lender couldn’t do

About Bill Grubb

I advise and treat my clients as if I were helping my own kids buy a home. As a father of 5, and married to an incredible woman, I take care of my clients as if they were my own family. I’ll put myself in your shoes, and work to insure you get the very best financial loan package, and my team will help you find, negotiate, and buy your new home as if it were our very own. Having helped over 1,000 physicians and other professionals and their families buy homes, I’m fortunate to have the experience you want on your side. Not that I don’t still learn something new on each and every home purchase. And sometimes the best decision is not to buy, and that’s ok! I’d love to help you and your family buy a home, so call or email today and we can figure out the best plan for you.

Why Buy? …

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Tax Benefits, appreciation, and you’ll be paying rent anyway… I’ll advise my kids to buy a home as soon as they can, and MOST of the time it makes sense for MDs, DDS, CPAs, and JDs and their families to buy instead of rent. There are exceptions, but the tax benefits of a highly paid professional, the long term appreciation in residential real estate, the ability to use leverage unlike other investments, and the pride and joy of home ownerships are hard arguments to beat. In fact, here’s what Harvard says about home ownership…

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